Over the past decade, internet banking has risen to a level where the number of people using online banking in their daily routine has exploded. With the increase in online banking, online theft and hacking have increased significantly. has been the dominant activity behind these thefts.
Hackers create programs with a hidden partition, which in turn infects computers and is used to deliberately crack account credentials. Along with this, smart hacking called Phishing has increased recently as our society has come across many forms of phishing, of which email attacks have been the most popular option.
- Phishing messages with links to fake websites that look like the original bank website.
- Phishing messages pretending to be from law firms and asking for login information in a variety of ways.
How to avoid online banking theft
- In practice, no bank usually asks for a username and password, so you should never put them at risk. In the worst case, make a lot of inquiries about your bank.
- To avoid unauthorized access to your account, do not use an internet cafe or a shared computer for your online banking. It is always a good practice to clear your browser cache, cookies, saved passwords, files and usernames.
- Always remember your password or ID, don’t write them down anywhere, and especially don’t write them down in document files on your PC.
- We should always change our passwords regularly to reduce the chances of using unknowingly compromised passwords.
- Do not use the same password for your financial account that you use for other Internet connections.
- Always try to access the bank’s website by entering the URL correctly in the address field, as the sites may have almost the same names (to capture typos) and appearance (to create an illusion) as the original bank’s website. Exercise some caution here.
- When you have finished your online banking, always log out of the menu and clear temporary files, cache, cookies, etc. (Usually you can do this by going to TOOLS-> INTERNET SETTINGS in your browser)
- Delete suspicious emails, especially if they contain attachments, and share the case with others within your reach. (You can save someone from falling victim to these emails.
- Don’t open emails from people you don’t know.
- You must verify all your new files and software before installation.